calivontrixa - Independent financial guidance with a client-first approach

Acceptance of Terms

By using this website you agree to these Terms and Conditions, which govern all aspects of interaction and service engagement. If you do not accept, please do not use the site. We may update terms periodically—continued use indicates your agreement.

Definitions

To help you understand our terms, we define certain key expressions below:

'Service' means all analytical reviews, recommendations, and client consultations offered here.

'User' includes anyone accessing, browsing, submitting information, or requesting details on our site.

'Content' refers to text, graphics, and resources published on the website, excluding external links.

'We', 'Us', 'Our' denotes the company operating this site and delivering services.

Usage of Services

Services are provided for general guidance only. Users must make their own decisions and consult external professionals for specialist needs. Past performance doesn't guarantee future results.

Eligibility

Service use is only for individuals over 18 and residents of Australia. Users must have the capacity to agree to these terms.

You must be 18 years or older to use our services.

Your Responsibilities

You are expected to use our site in a lawful, respectful way. Please uphold privacy, provide accurate details, and avoid misuse.

Provide correct, up-to-date information at all times.

Respect the privacy, views, and rights of other users and our staff.

Use the site legally and refrain from engaging in prohibited conduct.

Immediately inform us if you become aware of unauthorised activity connected to your account.

Prohibited Uses

Please do not use our site or services to:

Transmit false, misleading, or defamatory statements about us or third parties.

Upload or share unlawful, harmful, or offensive content.

Attempt to gain unauthorised access to confidential areas of the site.

Interfere with the site’s functionality or attempt to disrupt services.

Engage in activities that violate laws or regulations of Australia.

Intellectual Property Rights

All site materials—text, images, graphics—remain the property of the site operator or its licensors. Do not reproduce or distribute content without written permission. User content remains yours, but you grant us permissions necessary to deliver the service.

User Content

Content you submit must be lawful and not infringe anyone’s rights. We may remove content in breach of these standards.

Rights in Submitted Content

By submitting content, you grant us a non-exclusive licence to use it as needed to provide the service.

Privacy Commitment

Your privacy is protected as outlined in our Privacy Policy. Information is processed per law. If you have questions, please contact us any time.

See Privacy Policy

Disclaimer of Warranties

All information and services are provided without warranty, express or implied. Your use is at your own risk.

Important Notice

We do not guarantee results. Results may vary. All recommendations are independent and not tailored for specific financial products.

Limitation of Liability

To the fullest extent allowed by law, we disclaim responsibility for any indirect losses, damages, or reliance on site content or recommendations.

Indemnification

You agree to indemnify and hold us harmless from any claims arising from your site use or breach of terms.

Dispute Resolution Process

We aim to resolve disputes amicably. Please contact us to discuss issues.

Arbitration

If disputes cannot be resolved, binding arbitration may occur under applicable laws and rules.

Arbitration replaces court actions except where required by law.

Online Dispute Resolution

You may access alternative online dispute resolution platforms for further support.

Contact for Disputes

Severability

If one part is invalid, the rest remains in effect to the maximum lawful extent.

Entire Agreement

These terms represent the complete agreement regarding your use of the site and services.

Governing Law and Jurisdiction

Australian law governs these terms and any associated disputes.

Termination

We may suspend or terminate your access for policy violations. You can request account deletion if you no longer require service.

Modifications

Terms may change over time. Continued use indicates your acceptance of updates.

Contact for Terms Queries

Please reach out if you have questions regarding these conditions.

Email Address: content@calivontrixa.com

Phone Number: +61 8 9056 0676

Postal Address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Terms and Conditions of Use